Despite recent increases in
developmental assistance for providing social protection, the poor in
many developing countries continue to suffer from the absence of
meaningful social security coverage. For example, in the context of
healthcare, out-of-pocket transactions continue to make up more than
half of healthcare-related expenditures in at least 19 countries in
Asia and 15 countries in Africa. Additional analyses indicate that,
each year, 44 million people face severe financial hardship
around the world, and a further 25 million are forced into
poverty due to payments for health services.
Over
the past decade, in many countries, a number of national or state-level
reforms have been implemented by governments that are committed to
providing universal social security coverage. Many organisations and
initiatives, such as Deutsche Gesellschaft fuer Internationale
Zusammenarbeit (GIZ); the Health Insurance Fund; International Labour
Organisation (ILO); Department for International Development (DFID);
United Nations Development Program (UNDP); USAID Health System 20/20;
the World Bank; The Providing for Health Initiative (P4H); Joint
Learning Platform, etc.; provide helpful policy assistance on this
topic and generate valuable information on these new and innovative
reforms.
Universal social security coverage, including healthcare, pensions,
life and accident insurance, is an ambitious goal and challenging to
implement successfully. Attempts to introduce reforms can face policy
challenges such as financing, designing subsidies to target qualifying
populations and expanding coverage to include new populations. They can
also face implementation challenges involving the use of new
technologies to support operations, monitoring and evaluation.
These challenges can be exacerbated by political and economic
circumstances as well as in-country capacity constraints. Meanwhile,
many countries can learn lessons from the past decade of reforms and
best practices can serve as a reference point for countries which are
about to initiate reforms on social security.
|